Western New England University recognizes the critical importance of financial literacy for students as they prepare for life beyond the classroom. Managing credit, understanding loan options, and making informed financial decisions are essential skills that can set students up for long-term success.
Yixiao (Ethan) Jiang, a WNE professor in finance featured on WalletHub, recently shared insights on credit cards for individuals with excellent credit. His expertise underscores the broader need for young adults to develop responsible financial habits early on.
"Understanding how credit works is one of the most valuable skills students can learn," said Jiang. "Good financial habits, including responsible credit card use, budgeting, and saving, can open doors to future opportunities, from lower loan interest rates to better mortgage terms."
At Western New England University, financial literacy initiatives are a growing focus, helping students navigate topics such as credit scores, debt management, and responsible spending. The university encourages students to take advantage of resources such as financial counseling services, workshops, and online tools to enhance their understanding.
With experts like Jiang providing insights on national platforms, WNE remains committed to equipping students with the knowledge they need to make informed financial choices. As students prepare for careers and financial independence, the university aims to empower them with the skills to build a secure financial future.
